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Mission Hills, KS
Retirement Planning in Mission Hills
Mission Hills is a city of 3,522 people whose 2026 Budget in Brief reports a mean appraised home value of $1,651,280 for 2025. Households here arrive at retirement with estates that raise two questions most Kansas guidance never reaches. The first is whether Kansas or Missouri taxes an estate at death — neither does, and both say so in writing. The second is how to move money to charity from a large IRA without pulling it through Kansas AGI. A qualified charitable distribution does exactly that.
Why Mission Hills
Planning built for Mission Hills retirees
Johnson County · about 15 minutes northeast · State Line Road at 63rd
The city's own 2026 Budget in Brief puts the mean appraised home value at $1,651,280 for 2025, the city mill rate at 22.766, and property tax at 58% of general fund revenue. Every Kansas senior property tax program tests appraised value against a $350,000 ceiling — in the base year for the K-40SVR freeze, in the claim year for the Homestead Refund and SAFESR — so in practice none of the three reaches a Mission Hills home.
Kansas Department of Revenue Notice 10-07 states that the Kansas estate tax was repealed for estates of decedents dying on or after January 1, 2010, and that no tax is or will be due from those estates. The Missouri Department of Revenue states that no Missouri estate tax is imposed for deaths on or after January 1, 2005, because the federal state death tax credit it was tied to no longer exists.
Mission Hills is a residential city; its budget describes no commercial tax base of note and the city itself is a small KPERS employer. The two cards below name the only public plans with a direct presence here.
City of Mission Hills
A KPERS employer in the Local employees group, per the city's 2025 audited financial statements. Kansas exempts KPERS benefits under K.S.A. 74-4923(b), carried through to Kansas AGI by K.S.A. 79-32,117(c)(ii).
Shawnee Mission USD 512
The school district named in the city's 2026 property tax breakdown as the JOCO USD #512 levy on every Mission Hills home. District staff are KPERS members, and Kansas exempts their pensions while taxing a district 403(b) in full.
Kansas Taxes
Kansas tax at the top of the Mission Hills balance sheet
Kansas income tax law as of tax year 2026 · verified August 2026
Kansas has no estate tax and no inheritance tax. KDOR Notice 10-07 confirms the estate tax was repealed under K.S.A. 79-15,253 for decedents dying on or after January 1, 2010, and that the Department will not process estate tax returns for those estates. Missouri imposes none either, for deaths on or after January 1, 2005. Only the federal estate tax applies above its exemption.
On income, Kansas subtracts Social Security in full for tax year 2024 and after and exempts KPERS, but taxes every IRA and 401(k) dollar at 5.58% above $46,000 of Kansas taxable income. Because Kansas AGI starts from federal AGI and K.S.A. 79-32,117 adds nothing back for a qualified charitable distribution, money sent directly from an IRA to charity never enters the Kansas return at all.
- Kansas top rate, TY2024+
- 5.58%
- Social Security, TY2024+
- Fully exempt
- 401(k) & IRA income, TY2024+
- Fully taxable
Sources: KDOR Notice 24-08 · K.S.A. 79-32,117 · KDOR homestead programs · KDOR Notice 10-07 · Missouri DOR estate tax
Tax figures on this page are current as of the dates shown and are provided for general education only. Kansas and Missouri retirement tax rules changed in 2024 and 2025, and several of these figures are adjusted annually for inflation or depend on future revenue triggers. Nothing here is tax, legal, or investment advice. Confirm your own situation with your tax professional before acting.
Who We Help
Is this you?
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Age 50+ and within 10 years of retirement
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$2M or more saved, mostly in 401(k)s and IRAs
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Ready to delegate planning to a fiduciary team
What to Expect
Your Retire Ready Roadmap™
The traditional advisor manages your portfolio, not your tax bill. Your tax-first retirement plan connects income, investments, healthcare, and legacy into one coordinated system, built to keep more of what you saved, before you commit to anything.
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Your Tax-First Retirement Plan
Your Retire Ready Roadmap™ gets built: a complete retirement plan covering your income, taxes, healthcare, investments, and legacy. The Rothification Method™ drives the tax strategy, so you keep more of what you built.
1st commitment · One-time financial plan creation
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Your Plan, Put to Work
Once you decide to move forward, your Retire Ready Roadmap™ gets executed and every transfer detail gets handled for you. Nothing moves until you approve each step, so you stay in control from day one.
2nd commitment · Work with MOKAN ongoing
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Your Plan, Kept Current
Your plan keeps working as life, markets, and tax laws change. Regular check-ins adjust your strategy and keep you ahead of anything that could affect what you keep.
Client Reviews
What Couples Say After Switching to Tax-First Planning
MOKAN Wealth Management has not offered compensation for the testimonials featured. The displayed testimonials have been chosen from a spectrum of client feedback. To the best of our understanding, there are no other conflicts of interest associated with these testimonials.
Nearby
Retirement planning nearby
Prairie Village, Leawood, and Mission share Mission Hills' school district, its Johnson County assessment cycle, and the same three Kansas senior programs none of them can use at these values.
Common Questions
Retiring in Mission Hills: common questions
We own in Mission Hills and a second home in Missouri. Does either state tax our estate?
No. Kansas Department of Revenue Notice 10-07 states that the Kansas estate tax was repealed under K.S.A. 79-15,253 for estates of decedents dying on or after January 1, 2010, that no tax is or will be due from those estates, and that Kansas has never had an inheritance tax. The Missouri Department of Revenue states that no Missouri estate tax is imposed for deaths on or after January 1, 2005, because the federal state death tax credit under RSMo 145.011 fell to zero. Only the federal estate tax applies, above its exemption.
Does a qualified charitable distribution from my IRA reduce Kansas tax too, or just federal?
Both, automatically. A qualified charitable distribution is excluded from federal adjusted gross income, and Kansas adjusted gross income under K.S.A. 79-32,117 begins with federal AGI and is changed only by the modifications that statute lists. None of them adds a charitable distribution back. The amount therefore never appears on the Kansas return, which at Mission Hills balances means it avoids the 5.58% rate that would apply to a taxable withdrawal of the same size.
Next Step
Ready to Keep More of What You've Built?
If you and your spouse have $2M or more in investable assets, a tax-first retirement plan helps you keep more of it, year after year.