Mission Hills, KS
Retirement Planning in Mission Hills
Mission Hills' mean home appraises at $1,651,280. At that scale, your estate raises two questions most Kansas guidance never touches. First: does Kansas or Missouri tax an estate at death? Neither does, in writing. Second: how do you move money to charity from a large IRA without running it through Kansas AGI? A qualified charitable distribution does exactly that, and most Mission Hills households never use it.
Why Mission Hills
Planning built for Mission Hills retirees
Johnson County · about 15 minutes northeast · State Line Road at 63rd
The city's own 2026 Budget in Brief puts the mean appraised home value at $1,651,280 for 2025, the city mill rate at 22.766, and property tax at 58% of general fund revenue. Every Kansas senior property tax program tests appraised value against a $350,000 ceiling (in the base year for the K-40SVR freeze, in the claim year for the Homestead Refund and SAFESR), so in practice none of the three reaches a Mission Hills home.
Kansas Department of Revenue Notice 10-07 states that the Kansas estate tax was repealed for estates of decedents dying on or after January 1, 2010, and that no tax is or will be due from those estates. The Missouri Department of Revenue states that no Missouri estate tax is imposed for deaths on or after January 1, 2005, because the federal state death tax credit it was tied to no longer exists.
Mission Hills is a residential city; its budget describes no commercial tax base of note and the city itself is a small KPERS employer. The two cards below name the only public plans with a direct presence here.
City of Mission Hills
A KPERS employer in the Local employees group, per the city's 2025 audited financial statements. Kansas exempts KPERS benefits under K.S.A. 74-4923(b), carried through to Kansas AGI by K.S.A. 79-32,117(c)(ii).
Shawnee Mission USD 512
The school district named in the city's 2026 property tax breakdown as the JOCO USD #512 levy on every Mission Hills home. District staff are KPERS members, and Kansas exempts their pensions while taxing a district 403(b) in full.
Kansas Taxes
Kansas tax at the top of the Mission Hills balance sheet
Kansas income tax law as of tax year 2026 · verified August 2026
Kansas has no estate tax and no inheritance tax. KDOR Notice 10-07 confirms it was repealed for deaths on or after January 1, 2010, and the state won't process those returns. Missouri imposes none either, for deaths after January 1, 2005. Only the federal estate tax applies, above its exemption.
On income, Kansas subtracts your Social Security in full since tax year 2024 and exempts KPERS, but taxes every IRA and 401(k) dollar at 5.58% above $46,000 of taxable income. Since Kansas AGI starts from federal AGI and nothing gets added back for a qualified charitable distribution, money sent straight from an IRA to charity never touches the Kansas return.
- Kansas top rate, TY2024+
- 5.58%
- Social Security, TY2024+
- Fully exempt
- 401(k) & IRA income, TY2024+
- Fully taxable
Sources: KDOR Notice 24-08 · K.S.A. 79-32,117 · KDOR homestead programs · KDOR Notice 10-07 · Missouri DOR estate tax
Tax figures on this page are current as of the dates shown and are provided for general education only. Kansas and Missouri retirement tax rules changed in 2024 and 2025, and several of these figures are adjusted annually for inflation or depend on future revenue triggers. Nothing here is tax, legal, or investment advice. Confirm your own situation with your tax professional before acting.
Who We Help
Is this you?
01
Age 50+ and within 10 years of retirement
02
$2M or more saved, mostly in 401(k)s and IRAs
03
Ready for a tax-first approach to retirement planning
How it works
Your Tax-First Retirement Plan is built in 4 weeks
Two phases over ten weeks. Phase one builds the plan in four weeks. Phase two determines who handles the ongoing monitoring and optimization.
Phase 1
Three sessions. Four weeks.
Week 1 · No Cost
Strategy
A 30 to 45 minute conversation about your goals and concerns, including a walkthrough of your Nine Tax Surprises Analysis. You'll leave knowing whether it's the right fit, whether the Retire Ready Roadmap™ makes sense for your next steps, and what tax surprises Uncle Sam has waiting for you.
Week 3
$4,500
Your Roadmap Review
Nine tax surprises sit inside a traditional retirement that almost nobody warns you about. Your Retire Ready Roadmap™ answers 25 questions with your specific numbers, across all five areas.
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Week 4
Alignment
A 7 to 10 day refining period lets your plan settle in. Follow-up questions get answered, and sometimes components of your plan need to be analyzed or strategized. This wraps up the initial plan set-up and sets the stage for what happens next.
Three Paths Forward
The plan is done. Here's what happens next.
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Phase 2
Ongoing relationship
Done For You
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Wealth Management
The Retire Ready Roadmap™ is a living plan. It needs ongoing attention to maximize your retirement. Tax planning, investment management, Roth conversions, and IRMAA monitoring are handled for you. You focus on living the retirement you built.
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What Couples Say After Switching to Tax-First Planning
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Nearby
Retirement planning nearby
Prairie Village, Leawood, and Mission share Mission Hills' school district, its Johnson County assessment cycle, and the same three Kansas senior programs none of them can use at these values.
Common Questions
Retiring in Mission Hills: common questions
You own in Mission Hills and a second home in Missouri. Does either state tax your estate?
No. KDOR Notice 10-07 confirms the Kansas estate tax was repealed under K.S.A. 79-15,253 for deaths on or after January 1, 2010, and that Kansas has never had an inheritance tax. Missouri imposes no estate tax either, for deaths after January 1, 2005, since the federal credit it relied on fell to zero. Only the federal estate tax applies, above its exemption.
Does a qualified charitable distribution from your IRA reduce Kansas tax too, or just federal?
Both, automatically. A qualified charitable distribution is excluded from federal AGI, and Kansas AGI under K.S.A. 79-32,117 starts from federal AGI, changed only by the modifications that statute lists. None add a charitable distribution back. It never appears on the Kansas return, so it avoids the 5.58% rate a taxable withdrawal would carry.
Next Step
Ready to Keep More of What You've Built?
If you and your spouse have $2M or more in investable assets, a tax-first retirement plan helps you keep more of it, year after year.