Question 1

Am I a good fit?

Accepted Answer

We work exclusively with married couples within 10 years of retirement who have $2 million or more saved in 401(k)s and IRAs. Our clients did everything right. Now they want to make sure they keep what they built and give as little as possible to Uncle Sam.
Most came to us after realizing their previous advisor was managing the portfolio but not the retirement tax bill. They are ready to work with a team that puts taxes first and builds a coordinated retirement plan around their specific situation.

Question 2

What's it like to work with MOKAN Wealth?

Accepted Answer

We're an independent registered investment advisor and held to the fiduciary standard. Fiduciary is a fancy word with a simple (and important) meaning: we don't get paid to steer you into overpriced investment products you don't want or need. While we're headquartered in Overland Park, KS, we work with clients across the country. You can expect to meet with us multiple times as we get started, then at least twice a year for strategy visits. In between, you'll get weekly educational emails, videos, and touch points, so you're never left in the dark.

Question 3

What services do you offer?

Accepted Answer

We build tax-first retirement plans for married couples with $2 million or more in 401(k)s and IRAs. Every service connects to the plan. Nothing is managed in isolation.

Question 4

Do you help with proactive tax planning?

Accepted Answer

Yes. Because taxes do not retire when you do. The Rothification Method™ combines proactive Roth conversion and tax diversification strategies to systematically reduce what Uncle Sam takes from your retirement accounts. Taxes may be the single largest expense in retirement. We build tax-first strategies to address that from day one. Your CPA looks back. We look forward. Tax preparation is based on decisions already made. Tax planning is about the decisions ahead: Roth conversions, RMD strategy, Social Security timing, IRMAA management, and coordinating every piece before the window closes. We do not file your tax return. That remains with you or your CPA. But we work closely with them year-round to make sure every major financial decision is made with taxes in mind.

Question 5

Where will my money be held? Do I still own the accounts?

Accepted Answer

Your money is held at Altruist, a third-party custodian used by advisors nationwide. The accounts stay in your name, and we act as your advisor with limited authority to manage them on your behalf. We do not work for Altruist and we do not earn commissions.

Question 6

What are your fees?

Accepted Answer

We start with a plan, not a portfolio transfer. Step 1: Schedule a Fit Visit (No Cost). A focused 30-minute conversation about your goals and your situation. You will leave knowing if it is the right fit and whether the Retire Ready Roadmap™ makes sense for your next steps. No pressure and no commitment on either side. Step 2: Retire Ready Roadmap™ ($4,500). Due at the end of the second visit. This is where we build your complete tax-first plan around your specific situation. Step 3: Ongoing Wealth Management (Optional). Between 1.0% and 1.50% based on assets managed, debited directly from your account. Includes ongoing retirement and tax planning, investment management, and semi-annual strategy visits. When the plan is complete, three options exist. Keep it and execute it yourself. Take it to your current advisor and hope they execute it. Or hand it to our team and let us manage it with you. About three out of four clients choose the third option. Once they see everything that goes into a tax-first retirement plan year after year, the Roth conversion decisions, the withdrawal sequencing, the way one tax choice changes the next, they would rather have a team that has done it thousands of times handle it than navigate it themselves with their own retirement on the line.

Question 7

How does transferring my money work?

Accepted Answer

Think of it like moving to a new house. We do all the heavy lifting. We bring the moving truck, load everything up, and move it to your new home. Nothing gets rearranged, sold, or changed until the 3rd Visit when your action plan and Investment Policy Statement are signed. Brokerage and IRA Accounts – Transferred securely through the ACAT system, which moves assets in-kind so your investments stay exactly as they are during the move. 401(k) Accounts – Most 401(k) transfers are handled over the phone through a three-way call with a MOKAN Wealth team member leading the way.

Question 8

Does Kyle oversee every client?

Accepted Answer

No. Kyle does not personally oversee every client, but every plan follows the same high standards and framework he established. Each client is supported by a dedicated team including a CFP® financial planner, a planning team, and a service and support team member, all trained through MOKAN's internal program to deliver a consistent, personalized experience rooted in our planning philosophy.

Question 9

Can you work with me virtually, anywhere in the U.S.?

Accepted Answer

Yes. We work with married couples across the country. All meetings can be conducted virtually, and the entire Retire Ready Roadmap™ process is built to work remotely from start to finish.

Tax-First Retirement Planning.

Most retirement plans miss half the picture.

What Couples Say After Switching to Tax-First Planning

Nine Questions Every Couple Should Answer Before Retirement

How the process works

Three sessions. Four weeks.

The plan is done. Here's what happens next.

Ongoing relationship

From our Kiplinger column

Frequently Asked Questions

Serving Overland Park, Kansas City, and Clients Nationwide

Two Books, One Tax-First Strategy

Ready to Keep More of What You Built?