Question 1

Am I a good fit?

Accepted Answer

We specialize in helping self-made 401(k) & IRA millionaires with $2M+ saved and within 10 years of retirement. Our clients value expert guidance because they know retirement is too important to navigate alone. Most are ready to fully delegate their financial planning and investment management to the MOKAN Wealth team.

Question 2

What's it like to work with MOKAN Wealth?

Accepted Answer

We're an independent registered investment advisor and held to the fiduciary standard. Fiduciary is a fancy word with a simple (and important) meaning: we don't get paid to steer you into overpriced investment products you don't want or need. While we're headquartered in Overland Park, KS, we work with clients across the country. You can expect to meet with us multiple times as we get started, then at least twice a year for strategy visits. In between, you'll get weekly educational emails, videos, and touch points, so you're never left in the dark.

Question 3

What services do you offer?

Accepted Answer

Our mission is simple: help you get from where you are to where you want to be. We achieve this through a plan-led approach. You focus on living your best life, and we focus on the planning and investment management that supports it. Services include:

Question 4

Do you help with proactive tax planning?

Accepted Answer

Yes, we do! Because taxes don't retire when you do. Our Rothification Method™ combines proactive Roth conversion and tax diversification strategies to remove Uncle Sam from your retirement and avoid unnecessary taxes. Your CPA is great at looking back. At MOKAN, we look forward. We believe taxes could be your largest lifetime expense, so we build tax strategies to help you spend and save more efficiently. We don't file your tax return (that's still up to you or your CPA) but we'll work closely with them to help make smarter tax decisions year-round.

Question 5

Where will my money be held? Do I still own the accounts?

Accepted Answer

Your money is held at Altruist, an independent custodian. Think of it like a secure vault where you own everything inside. Altruist is used by over 3,000 independent advisors nationwide. The accounts stay in your name and we act as your advisor with limited authority to manage them on your behalf. We do not work for Altruist and we do not earn commissions.

Question 6

What are your fees and how do you charge?

Accepted Answer

We start with a plan, not a portfolio transfer. Step 1 — One-Time Financial Plan Creation: $3,500 — Due at the end of the Planning Visit (2nd Visit). This is where we build your Retire Ready Roadmap™ together. Step 2 — Ongoing Wealth Management (Optional) — For ongoing financial planning and investment management, we charge a transparent fee of 1.0% to 1.50% based on the assets we actively manage, debited directly from your account. This fee includes: If we are not delivering value that exceeds the cost, you are free to walk away. No long-term commitments.

Question 7

How does transferring my money work?

Accepted Answer

Think of it like moving to a new house. We do all the heavy lifting. We bring the moving truck, load everything up, and move it to your new home. Nothing gets rearranged, sold, or changed until the 3rd Visit when your action plan and Investment Policy Statement are signed. Brokerage and IRA Accounts – Transferred securely through the ACAT system, which moves assets in-kind so your investments stay exactly as they are during the move. 401(k) Accounts – Most 401(k) transfers are handled over the phone through a three-way call with a MOKAN Wealth team member leading the way.

Question 8

Does Kyle oversee every client?

Accepted Answer

No. Kyle does not personally oversee every client, but every plan follows the same high standards and framework he established. Each client is supported by a dedicated team including a CFP® financial planner, a planning team, and a service and support team member, all trained through MOKAN's internal program to deliver a consistent, personalized experience rooted in our planning philosophy.

Tax-first
retirement planning

Don't Take Our Word for It

If Any of These Sound Familiar, You're in the Right Place.

The Retire Ready Roadmap™

Your Retire Ready Roadmap™ Timeline

Fit

Plan

Action

Your Retirement System

From our Kiplinger column.

Frequently Asked Questions

The Retire Ready Roadmap™

Take the First Step to a Tax-First Plan

Tax-firstretirement planning

Don't Take Our Word for It

If Any of These Sound Familiar, You're in the Right Place.

The Retire Ready Roadmap™

Your Retire Ready Roadmap™ Timeline

Fit

Plan

Action

Your Retirement System

From our Kiplinger column.

Frequently Asked Questions

The Retire Ready Roadmap™

Take the First Step to a Tax-First Plan

Tax-first
retirement planning