Do you have to move into ongoing wealth management?

No. The Retire Ready Roadmap™ is a standalone engagement. You pay for the plan. You keep the plan. What you do with it after is entirely up to you. Some clients take the plan and execute it on their own. Some bring it to their current advisor. Some decide to continue with MOKAN for ongoing implementation. All three are valid. The goal of the plan is to give you clarity and options, not to create a dependency. Ongoing wealth management is available if you want someone running the plan for you on an ongoing basis. It is never required.

Are there any commissions or hidden costs?

No. The relationship is fee-only and commission-free. No products are sold, and there are no trade costs in the ongoing relationship.

How does the ongoing relationship fee work?

The fee is a percentage of the value of the investments managed, debited directly from your account on a monthly basis, calculated in arrears. You have full transparency on total fees paid, and are provided fee invoices every time inside of your Altruist document vault.

Our Fees

What You Pay

One builds your plan. One keeps it working. Here's exactly what each costs, and when it's due.

Schedule Your Retirement Fit Meeting

The Full Breakdown

Every number, in one place.

No line item buried in fine print. Here's what you'd pay at each stage.

FeeCostWhat's Included

Retirement Fit Meeting

A complimentary 45-minute meeting to discuss the retirement decisions in front of you and whether the Retire Ready Roadmap™ is the right next step. Together, we talk through your priorities, explain what the one-time $4,500 Roadmap build includes, and decide whether it makes sense to move forward.

Retire Ready Roadmap™

$4,500

The one-time $4,500 Roadmap build creates a personalized, tax-first retirement plan. It works through 25 questions using your specific numbers across five planning areas, designed to address nine common tax surprises.

Ongoing Relationship

1.0% – 1.5%

Optional. Annual rate on assets managed, billed directly from your account. Includes ongoing tax planning, investment management, and financial planning. Six touchpoints throughout the year: quarterly phone calls and two semi-annual reviews.

Why a Planning Fee

Planning leads, because planning is where the real money is either kept or given away.

Free advice is free for a reason. Most firms let software generate a generic retirement projection and call it a plan. It works well enough for the average household. You are not the average household.

At $2 million or more in pre-tax accounts, the tax decisions made in the next five to ten years will determine more of your outcome than any investment return. That work requires a specialist. And specialists charge for the work.

The goal is simple. Deliver value that far exceeds what you pay. Save you time. Help you avoid costly mistakes. Make tax-smart decisions that let you retire with confidence, not worry.

The plan pays for itself. And then some.

Common Questions

Fee questions, answered.

No. The Retire Ready Roadmap™ is a standalone engagement. You pay for the plan. You keep the plan. What you do with it after is entirely up to you.
Some clients take the plan and execute it on their own. Some bring it to their current advisor. Some decide to continue with MOKAN for ongoing implementation. All three are valid. The goal of the plan is to give you clarity and options, not to create a dependency.
Ongoing wealth management is available if you want someone running the plan for you on an ongoing basis. It is never required.

Next Step

Ready to Keep More of What You've Built?

If you and your spouse have $2M or more in investable assets, a tax-first retirement plan helps you keep more of it, year after year.

Schedule Your Retirement Fit Meeting