Our Services
- Retirement planning
- Investment management
- Tax-efficient planning
- Income planning
Retirement Planning
Our retirement planning includes:
- Aligning all the moving parts of your financial life to create a successful retirement
- Employer benefit guidance
- Turning your retirement savings into a reliable check
- Ongoing tax-efficient planning to reduce your long-term tax bill
- How to maximize your social security
A retirement plan is a living and breathing document, not a one-time plan. We use an advanced retirement planning software to build your plan, monitor, and adjust for life’s unknowns, and communicate the results with you in plain English.
Investment management
Our investment management focuses on cash flow, not chasing returns
- Create reliable a reliable income stream using dividend stocks
- Keep costs low by utilizing individual stocks
- Low turnover and tax-efficiency
- Driven by academic research and quantitative analysis
- Avoid market timing and crystal ball investing
Tax-Efficient Planning
Our tax planning services aim to keep taxes low today and in retirement
- Ongoing tax return analysis — Free PDF Example
- Annual Roth conversion strategy
- Coordination & order of withdrawals (e.g. pension, social security, investment income)
- Tax-loss harvesting
- Social security maximization (show proper income to potentially keep more)
Income Planning
- Turn your nest egg into a reliable income stream
- Optimal social security claiming
- Order of withdrawals (where am I going to get income from?)
- Establish retirement income guardrails
- What portfolio value would trigger a spending decline (in dollars)?
- What portfolio value would trigger a spending increase (in dollars)?
Fee Overview
One Time Retirement Plan Creation Fee: $1700
Ongoing Tax-Efficient Retirement Planning & Investment Management: Varies from 1.5% – 1%
Our Process
10-14 Days →
Right Fit Discovery (Visit 1) Where You Are Now
- Learn more about you
- Establish goals & priorities
- Current investments
- Current tax plan
- Our retirement planning approach & services
- Are we a right fit?
10-14 Days →
Roadmap Delivery (Visit 2) Where You Want to Go
- Retirement recommendations
- Tax-efficient retirement strategies
- Establish retirement income guardrails
- Optimal social security claiming
- Investment plan
Implementation (Visit 3) Put in Motion
- Finalize investment plan
- Coordinate tax & income plan
- Transition update
- Initial discussions: healthcare and legacy
10-14 Days →
New Client Experience (Visit 4) Service & Support
- New client experience
- Create communication plan
- Review retirement plan
- Establish client portal
Repeat Ongoing Visits
- Retirement plan adjustments
- Monitor retirement income guardrails
- Ongoing investment management
- Review tax planning progress