We Help 401(k) & IRA Millionaires Keep More and Pay Less in Taxes

Our Clients Say It Best

Kyle has done a great job on our portfolio. He has thought of all potential issues the market can have and has safe guarded are portfolio. It very comforting to have those safe guards in place.

Scott Henry

Our experience with MOKAN Wealth Management has been excellent. Kyle Hammerschmidt has been extremely helpful positioning us for early retirement, creating an easy-to-understand roadmap.

Mark Grimes

We signed on with Mokan Wealth after attending Kyle's workshops a few years ago and were impressed with the knowledge and experience shared during those classes.

Doug and Liz W.

I feel confident and prepared for our future. Kyle is entrenched in the community and has a lovely family. I have shared our financial planning journey with many and hope that Kyle is able to help with their planning as he did ours.

Karen Pinney

Kyle has been wonderful with our family. We feel confident in working with him. Helped us focus on goals and how he’s going to help us reach them. We like is approach on increasing our investments while lowering our tax burden

Joanne Gomez

Kyle and his team are great to work with. No cookie cutter plans, he takes time to know you and your desires and explains things well. Great teacher... Only wish I started working with him sooner.

Jeff Grosse

If you ever have a question or want to learn more about something, he is very responsive and timely with a phone call, text or email. We get an update every week via email on our progress.

Brent Woods

Kyle has done a great job on our portfolio. He has thought of all potential issues the market can have and has safe guarded are portfolio. It very comforting to have those safe guards in place.

Scott Henry

Our experience with MOKAN Wealth Management has been excellent. Kyle Hammerschmidt has been extremely helpful positioning us for early retirement, creating an easy-to-understand roadmap.

Mark Grimes

We signed on with Mokan Wealth after attending Kyle's workshops a few years ago and were impressed with the knowledge and experience shared during those classes.

Doug and Liz W.

I feel confident and prepared for our future. Kyle is entrenched in the community and has a lovely family. I have shared our financial planning journey with many and hope that Kyle is able to help with their planning as he did ours.

Karen Pinney

Kyle has been wonderful with our family. We feel confident in working with him. Helped us focus on goals and how he’s going to help us reach them. We like is approach on increasing our investments while lowering our tax burden

Joanne Gomez

Kyle and his team are great to work with. No cookie cutter plans, he takes time to know you and your desires and explains things well. Great teacher... Only wish I started working with him sooner.

Jeff Grosse

MOKAN Wealth Management has not offered compensation for the testimonials featured. The displayed testimonials have been chosen from a spectrum of client feedback. To the best of our understanding, there are no other conflicts of interest associated with these testimonials.

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Questions We Answer

1.

When can I/we comfortably retire?

2.

How much can I/we spend in retirement?

3.

What portfolio value would trigger a spending decline (in dollars)?

4.

What portfolio value would trigger a spending increase (in dollars)?

5.

When should I/we claim Social Security?

6.

What should my/our investment strategy look like as we approach retirement?

7.

How can I/we reduce our taxes now and later?

8.

Where should I/we pull from first? Our 401k, IRA, Social Security, or After-Tax?

9.

How do I/we factor in healthcare expenses, such as Medicare or health insurance before 65?

Who we help

Age 45+ in or near The Critical 15

Not sure what The Critical 15 is? Click here
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SEE IF WE’RE A FIT

You have $1-10M in savings

You live your best life. We handle the planning and investments. It's what we do best.

Ready to Start Planning?

Here's what to expect

Introduction

You’ll schedule a Fit Visit with our team to see what working with MOKAN Wealth looks like.

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The Five Seed System

We'll address the five key areas of retirement planning: income, taxes, investments, healthcare, and legacy.

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Ongoing Service

We continue to oversee and optimize your retirement plan with regular check-ins and adjustments throughout the year.

Questions We Hear All the Time

Where is my money held?

We, along with 3,000 other advisors, have partnered with Altruist to act as custodian for client assets. This partnership provides us access to a wide range of services to help serve our clients.

How is MOKAN different from other firms?

There are three important things that separate our firm from others:

- We only take on a limited number of clients. This means you’ll always get remarkable service and extremely personalized recommendations for your finances.

- We are retirement and tax planning experts for people aged 45+. Just like a Cardiologist would not perform foot surgery, we remain highly specialized and only work with 7 figure savers that we have the expertise to help.

- We are a fiduciary. Fiduciary is a fancy word that has a simple (and important!) meaning… we don’t get paid to steer you into buying overpriced investment products you don’t want or need.

What types of people do you typically work with?

We work with Self-Made 401(k) & IRA Millionaires. That said, we are a business, and to remain viable, we must receive compensation. We do our best work with:
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- Diligent savers who have accumulated $1M-$10M in retirement savings. These assets can be brokerage, IRA, 401(k), 403(b), option accounts, and more.
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- People who value expert help because they know their retirement is too important to manage alone. They want to delegate all of their retirement planning and investment management to MOKAN.

- Most importantly, genuinely nice people. We value kindness and mutual respect. We’ve built MOKAN Wealth by working with clients who are nice people and want to place their trust in us.

What services do you offer?

We help clients with retirement planning, investment management, Social Security Timing, Tax Planning, Income Planning, insurance review, and estate planning.

How do you get paid?

We charge a fee that’s a percentage of the value of the investments we manage, which is debited directly from your account:

Our transparent fee, 1.0%-1.50%, includes ongoing retirement and tax planning + management of all investment accounts.
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One Time Financial Plan Creation: $3500, due at the end of the Planning “2nd Visit”

What is your investment philosophy?

Our firm’s investment strategy carefully allocates between equities (for growth) and fixed income (to reduce volatility) based on individual goals & risk capacity. We focus on your goals, not chasing returns.
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When we invest, we focus on three principles: diversify efficiently, favor dividend paying and dividend growth stocks, and systematically manage risk.

Do you offer proactive tax planning?

Yes! Your CPA is excellent for what happened last year. At MOKAN, we believe taxes could be your largest lifetime expense. We look at tax strategies to optimize your spending and saving for tax efficiencies. You (or your CPA) will still be responsible for filing your return.

Learn what to do before you retire

Our Retirement Masterclass is a workshop designed to cover the three main areas of retirement planning: taxes, investments, and income. This workshop is designed for those 45 and up, who are looking to develop a comprehensive retirement plan.

Attend the masterclass

Tax-Proof Your Retirement

Weekly episodes that help you avoid costly tax surprises in retirement, plus smart tips on spending, investing, and keeping more of your money.

Watch the latest episode

Get Started Now

SEE IF WE’RE A FIT

MOKAN Wealth Management is a registered investment adviser with the SEC and may only transact business with residents of states where the firm is registered or otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. The information on this site is provided “AS IS” and without warranties, either express or implied. To the fullest extent permissible according to applicable laws, MOKAN Wealth Management (referred to as "MOKAN") disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non infringement, and suitability for a particular purpose. MOKAN does not warrant that the information will be free from error. None of the information provided is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon for transacting securities or other investments. Under no circumstances shall MOKAN be liable for any direct, indirect, special, or consequential damages that result from the use of, or the inability to use, the materials provided. In no event shall MOKAN Wealth Management have any liability to you for damages, losses, and causes of action for accessing this commentary. Past performance is not indicative of future results.

We Help 401(k) & IRA Millionaires Keep More and Pay Less in Taxes

Our Clients Say It Best

Questions We Answer

Who we help

Age 45+ in or near The Critical 15

You have $1-10M in savings

Ready to Start Planning?

Questions We Hear All the Time

Learn what to do before you retire

Tax-Proof Your Retirement

Get Started Now

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